Secured Loan for Businesses – Financial Support Using Assets
Starting from £10,000, our secured loans offer businesses financial support by using assets like machinery, land, and buildings as collateral. These loans have lower interest rates due to the reduced risk for lenders.
Requirement
of Collateral
Lower
Interest Rates
Access
to Longer-Term Loans
The Process
1
Enquiry
Complete the form in 60 seconds
2
Speak to an Expert
An expert will call you within 1 working day of your enquiry
3
Apply and Approval
We support you through the application process
4
Funding
Typically in your bank within hours of approval
Why Secured Business Loans
Starting from £10,000, our secured loans provide businesses with essential financial support by leveraging tangible assets such as machinery, land, and buildings. These loans feature lower interest rates, reflecting reduced risk for the lender due to the collateral involved.
Secured business loans require borrowers to pledge assets as security. If repayment defaults occur, the lender can seize the collateral to recover the outstanding amount. This collateral can include business assets like property, equipment, or inventory, and sometimes personal property as well.
Due to the reduced risk associated with collateral, secured loans for businesses generally offer lower interest rates compared to unsecured loans. This makes them an attractive choice for companies possessing valuable assets.
However, it’s crucial to understand that defaulting on the loan could lead to the loss of the pledged collateral.
The Perfect Finance Match
What we do
At Match Finance, we specialise in sourcing funding solutions such as secured loans for businesses that are tailored to meet your specific business needs. Our whole-of-market panel ensures that we can offer you a comprehensive range of options, guaranteeing that you receive the most suitable financial solutions.
Now more than ever, we understand the critical importance of SMEs accessing the right funding. With a deep-rooted passion for seeing businesses prosper and grow, we are committed to supporting your journey towards success.
Our customer-centric approach sets us apart. We aim to build lasting partnerships by consistently delivering the right funding solutions that enable you to focus on expanding your business operations.
When you partner with us, you’ll benefit from a dedicated Relationship Manager who will work closely with you to understand your unique requirements and guide you through the process of getting and making the most of your secured business loan. Trust us to be your trusted ally in achieving your business goals.
Why Choose Match Finance for Your Secured Loan
Expert Market Knowledge
Our specialist team has over 40 years of combined lending experience, ensuring you get the most suitable secured loan solution
Personal Service
Dedicated relationship manager throughout your entire application, from initial enquiry to funding completion
Market Access
Strong relationships with over 50 specialist lenders, giving you access to the best secured loan rates available
FAQs on Secured Business Loans
A secured business loan uses your business assets – like buildings, machinery or land – as collateral for borrowing. Think of it as giving the lender a safety net: they can claim these assets if the loan goes unpaid. This security blanket for lenders translates into better terms for you, including lower interest rates and higher borrowing limits.
At Match Finance, secured loans start from £10,000, with upper limits determined by your collateral value and business financial strength. Since you’re backing the loan with assets, you can typically access larger amounts than with unsecured options.
It’s straightforward – secured loans are less risky for lenders because they’re backed by assets. This reduced risk means they can offer you more favourable interest rates and loan terms. You’re essentially trading asset security for better borrowing conditions.
You’ll need valuable assets to offer as collateral – this could be business equipment, property, machinery or inventory. Beyond the assets, lenders want to see your business’s ability to repay through financial statements, credit history and operational details. Think of it as a two-part qualification: valuable collateral plus solid business performance.
Your collateral options include business properties, machinery, equipment, land or inventory. Some lenders may also consider personal property. The key is that the asset value needs to adequately cover the loan amount you’re seeking.
Let’s be clear – if you default on payments, the lender has the right to seize your pledged assets. That’s why it’s crucial to carefully weigh the risks before securing a loan against valuable business or personal property.
The process starts with our 60-second online enquiry form. One of our experts will contact you within one working day, guide you through the application, and once approved, funds typically reach your account within hours. We’ve streamlined everything to get you moving quickly.
Secured loans often make sense when you have valuable assets and want access to larger amounts at lower rates. The terms are typically more favourable, including better interest rates and longer repayment periods. Just remember – your pledged assets are at risk if repayment becomes an issue.
If you’re looking to borrow a substantial sum and have valuable assets to offer as security, a secured loan could be your best option. It works particularly well for businesses seeking longer repayment terms and lower interest rates. However, you need to be comfortable with the risk to your assets. Our team at Match Finance can help you weigh up whether it’s the right choice for your situation.
Securing a business loan is often more straightforward than obtaining an unsecured one, provided you have suitable assets to offer as collateral. Lenders view these loans as lower risk, which typically means a smoother approval process. However, they’ll still thoroughly assess your business’s financials and ability to repay.